INSURANCE CLAIM PROCESS

• Call your insurance company: Report the possible loss and let the professionals determine the extent of the damage. 
• Select your contractor: Protect your most valuable asset by choosing a contractor familiar with the insurance claims process as soon as possible. If there are any discrepancies, you will be represented professionally.
• Adjuster meeting: The insurance company and your contractor need to agree on the price claimed. You should also be present and remain informed throughout the process.
• Call your mortgage company: Discuss about your claim and inquire about their procedures for draft endorsement and contractors affidavits, lien releases, and more. Be proactive!
• Send check to mortgage company once you receive your first check: Do not endorse the check, send the check to your mortgage company and request their endorsement first. This will help speed things up.
• Review and schedule the project: Once the job is completed and you are 100% satisfied with the work, you should expect to pay the balance of your first proceeds, plus your deductible.
• Choose color and style: Verify the material manufacturer, style and color with your contractor.
• Inspect your project: Once the job is completed and you are 100% satisfied with the work, you should expect to pay the balance of your first proceeds, plus your deductible.
• File for recoverable depreciation: Upon receipt of the invoice from your contractor, showing that the job is complete, you can file for the depreciation amount.
• Final Payment: Upon completion of the job and your satisfaction, you can expect to pay the final balance for a job well done.
• Secure all documents: Keep all documentation in a safe place and treat it as you would any warranty information. Enjoy your newly restored home, and peace of mind!

Contact us for more information.